Vivid Mortgages, Inc. is licensed to arrange residential mortgages in New York. As a broker rather than a lender, we place your application with the wholesale lender that prices it best, instead of selling you the single product one bank happens to offer.
We work with buyers and homeowners across New York City, Long Island, Westchester and every county upstate. Whether you are purchasing your first home, moving up, refinancing to a lower rate or taking equity out, you get one point of contact from pre-qualification through to closing.
Our New York clients have access to the same programs we place everywhere: conventional, FHA, VA, jumbo, new construction, renovation, bank statement loans for the self-employed, HELOCs and investment property financing. Which one fits depends on your credit, your down payment and your timeline — that is the conversation we start with.
Getting pre-qualified in New York costs nothing and does not affect your credit score. We will tell you what you can borrow, what it will cost per month, and what to expect at closing, in plain language.
Vivid Mortgages, Inc. — Company NMLS #1279925. Licensed in California, Connecticut, Florida, Georgia, New York, Pennsylvania and Texas. All mortgage loans are arranged with third party providers.
